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pmi

What is Private Mortgage Insurance (PMI)?

What is PMI? Freddie Mac defines PMI as:  that is required for all conforming, conventional loans that have down payments less than 20%. Once you’ve built equity of 20% in your home, you can cancel it and remove that expense from your mortgage payment.” As the borrower, you pay the monthly premiums for the insurance policy, and […]
Matt Morano
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GetMedia
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STAFFORD AT LANGTREE BY TAYLOR MORRISON MOORESVILLE NC

Langtree area of Mooresville new home community, close to Lowe’s corporate and LKN Regional Medical Center. Variety of homesites. Taylor Morrison at Langtree completed homes starting in the mid $300’s. Community pool. Much to see! Call me at 704-582-1314. Working as your buyer’s agent I’m paid by the builder- and they don’t charge more for […]
Matt Morano
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Managing your finances while your home loan is under review.
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Watch your spending when applying for a home loan.

Watch your spending when applying for a home loan.  Since you are in the process of buying a home, remember that your credit must not change or be affected in any way until you actually sign the paperwork and get possession of your new home. Lenders will not only look into your credit when you […]
Matt Morano
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Townhomes at Larkin Golf Club in Statesville
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LARKIN GOLF CLUB TOWNHOMES BY TRUE HOMES

A rare find! These townhomes- built by True Homes-are in the Larkin Golf Club Community—and range in size, starting at just under 2000 square feet—with prices starting in the high $180’s. You get Access to all the amenities- a fountain park, tennis courts, swimming pool, grilling area, pavilion and playground.  You don’t have to join […]
Matt Morano
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View Summer

Has a Lake Norman waterfront home been a good investment?

You bet.  Here are the facts over the last 3 years. Single-family, traditional waterfront homes prices are on the rise. Not a surprise. But by how much? Consider this: the median waterfront home sales price across the entire Carolina Multiple Listing Services, Inc. is up 22% over the last 3 years. Drilling down, I found […]
Matt Morano
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20180307-KCM-ENG

Home prices over the last 5 years- a big story!

Nationally, the cumulative appreciation over the five-year period was 37.4%, with a high of 66% in Nevada, and a modest increase of 5% in Connecticut. Where were prices expected to go? Every quarter, Pulsenomics surveys a nationwide panel of over 100 economists, real estate experts, and investment and market strategists and asks them to project how residential […]
Matt Morano
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February 2018 Report

February 2018 vs. February 2017 Data represents traditional sales of single-family new construction homes in the Lake Norman area.  The number of closed sales was up 80%.  The months supply of houses fell to about 6%- which considered fairly healthy.  If the trend continues to lower in March then the low inventory favors the sellers- […]
Matt Morano
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